Wells Fargo currently has an NR rating because it is responding to previously closed complaints, and Chase has a B- rating due to government action taken against the business.Ī good BBB rating doesn't necessarily mean your relationship with a bank will be smooth. The BBB gave Bank of America an A+ rating, Wells Fargo has an NR ("No Rating"), and Chase a B- rating. The Better Business Bureau rates businesses according to how they respond to customer issues. Interest compounded monthly and paid monthly.Early withdrawal penalties are as follows: the greater of all interest earned or 7 days interest on the amount withdrawn for terms under 90 days 90 days interest for terms over 90 days and under 12 months 180 days interest for terms of 12 months to under 60 months 365 days interest on terms of 60 months or more.Access to over 4,200 branches and 16,000 ATMs.But if you don't qualify to waive monthly service fees at any bank, Chase and Wells Fargo have lower fees. After that, there are still many ways to waive the fee with Bank of America. The Bank of America Advantage Savings Account stands out from the other savings accounts because you won't have to worry about monthly service fees during the first six months. Save As You Go® transfers $1 into your Way2Save Savings Account from checking when you swipe your debit card Up to 10% cash back through BankAmeriDeals Keep the Change ® feature lets you round up debit card purchases Set up automatic savings if you have a checking account.Link to qualifying Chase checking account.Have an automatic transfer of $25 or more from Chase Checking.Enroll in the Bank of America Preferred Rewards program.Link to a Bank of America Advantage Relationship Banking Account.There's no monthly service fee for the first 6 monthsĪfter that, you must do one of the following: Interest rates are variable and subject to change Wells Fargo Kids Way2Save Savings AccountĠ.01% APY effective as of. You might still want to consider Chase or Bank of America if you'd like to earn a bonus for opening a new account, though.īank of America Advantage Savings Account Wells Fargo makes it easier to waive monthly service fees than Chase or Bank of America. Link your account to a Wells Fargo ATM Card or Campus Debit Card.Maintain an average daily balance of $5,000 or more in all Chase bank and investment accounts.Receive $500 or more in direct deposits.Enroll in the Preferred Rewards Program.Receive $250 or more in direct deposits.
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We're also comparing financial institutions in trustworthiness so you can see if it plays a factor in your selection.īank of America Advantage Plus Checking Account We've compared checking, savings, and CDs to see which bank offers the most compelling products. If you're searching for a brick-and-mortar bank experience, these three are easily some of the first that come to mind for their national presence.īut could one bank be better suited to you over the other two? Maybe. It might not be a surprise that the three biggest financial institutions in the US are Bank of America, Chase, and Wells Fargo.
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